David... Call or e-mail Eric Prill. SCCA has insurance for every event and it might just cover tow damage. As for the field being partially filled with drivers who "just want to be there", I talked to a ton of drivers who knew they were mid-pack or more who were having the time of their life without getting in the way of the "serious" contenders. I may have missed something in all this but I thought this club was about good racing and good fun. It certainly looked like it at Daytona.
Bob
Bob